October 16, 2007

[General] Kiva.org

So, there's this group, kiva.org. Folks in developing countries send requests for loans for things that would improve their lives. People in presumably developed countries offer aid, $25 at a time. In the spirit of all those kids that Sally Struthers asked us to donate to back in the day, you get progress reports on your "investment" and, once the loan is repaid (to a middleman, who does collect nominal interest from the payor), you get your principal back. At this point, you can invest again, or take your money out, with no penalty.

It's a cool idea...people helping people. And I participate. So, I don't think that Thrillhouse is correct--I think that the loans help. But he's a funny guy none the less.
clipped from lifehacker.com
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Posted by Lori at 12:26 AM

October 8, 2007

[Baseball] And, finally, a word about A-Rod and the Yankees

Do you think that Alex Rodriguez cried when the Yankees lost tonight? Do you think that he just sat in the locker room and bawled, like a little girl with a skinned knee? Do you think that he realizes that his karma is so damaged, that his completely amoral love of, well, himself, and his unbelievably undeserved paycheck makes him a curse to anyone that will hire him?

If A-Rod leaves New York without a world series ring, that will make me smile. Shit, giggle, even.

But, remember...it was never about the money.
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Posted by Lori at 11:41 PM

[steelers] There is a Steeler train leaving the station...

Are you going to be on it?

Finally, the 4-1 Steelers are getting some press. For the first month of the season, I was afraid that Pittsburgh had sold the team to, you know, Ireland or something and I was just hallucinating. This is how little coverage my team got. Except, you know, in Ireland. Where they were all the rage. In my head.

clipped from post-gazette.com
clipped from sports.espn.go.com

Counting playoff contests, it was the 30th straight outing in which the Steelers did not allow an individual 100-yard performance. In the second half, the Steelers surrendered just one first down and 33 yards on 13 snaps. And the shutout was only the second against a Mike Holmgren-coached team in 245 regular-season games.

If the offense can develop a few more key components to go along with Ward and Holmes, tailback Willie Parker (28 carries for 102 yards) and Miller (four receptions, 44 yards) -- and if Roethlisberger manages games the way he did Sunday -- the Steelers could surprise some people.

clipped from post-gazette.com

This was the 23rd time in his career Roethlisberger had a passer rating over 100. In those games, the Steelers are 23-0.

Big Ben's back.

He's giving the Steelers an opportunity to win each time he steps on the field, something this team hasn't had in a quarterback since Terry Bradshaw.

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That last quote is from my hometown paper...and it's a little jarring because we don't usually see the Terry Bradshaw comparison in print. Mostly it's because that is a name that is still whispered with great reverence in the Steel City, and after years of Neil O'Donnell and Cliff Stoudt and Bubby Bristor and "Mr. IN-surance", Tommy Maddox, well...we don't want to jinx it. But Mr F. Dale Lolley speaks the truth, as scary as that might be. Big Ben represents a kind of...hope that we haven't felt in a long time. Not just hope for *a* super bowl, 'cause obviously he already gave us our one for the thumb. But hope that we will build something special, something lasting, something that won't be overshadowed by ghosts and memories.

Posted by Lori at 11:02 PM

[Meme] I'm not sure if it's true or not...

And, frankly, I don't care. :)

Supposedly, this is a real Craigslist posting, and a real response. It's making the rounds on the Internet, with some folks reporting having received it in their email upwards of 30 times. Still no official word from Snopes...or Craigslist, as far as I know.

It's probably not real...but man, I hope it is. It would simultaneously destroy and rebuild my faith in humanity. :)


The Original Ad:

What am I doing wrong?

Okay, I’m tired of beating around the bush. I’m a beautiful (spectacularly beautiful) 25 year old girl. I’m articulate and classy. I’m not from New York. I’m looking to get married to a guy who makes at least half a million a year. I know how that sounds, but keep in mind that a million a year is middle class in New York City, so I don’t think I’m overreaching at all.

Are there any guys who make 500K or more on this board? Any wives? Could you send me some tips? I dated a business man who makes average around 200- 250. But that’s where I seem to hit a roadblock. 250,000 won’t get me to central park west. I know a woman in my yoga class who was married to an investment banker and lives in Tribeca, and she’s not as pretty as I am, nor is she a great genius. So what is she doing right? How do I get to her level?

Here are my questions specifically:

- Where do you single rich men hang out? Give me specifics- bars, restaurants, gyms

-What are you looking for in a mate? Be honest guys, you won’t hurt my feelings

-Is there an age range I should be targeting (I’m 25)?

- Why are some of the women living lavish lifestyles on the upper east side so plain? I’ve seen really ‘plain jane’ boring types who have nothing to offer married to incredibly wealthy guys. I’ve seen drop dead gorgeous girls in singles bars in the east village. What’s the story there?

- Jobs I should look out for? Everyone knows - lawyer, investment banker, doctor. How much do those guys really make? And where do they hang out?
Where do the hedge fund guys hang out?

- How you decide marriage vs. just a girlfriend? I am looking for MARRIAGE ONLY

Please hold your insults - I’m putting myself out there in an honest way. Most beautiful women are superficial; at least I’m being up front about it. I wouldn’t be searching for these kind of guys if I wasn’t able to match them - in looks, culture, sophistication, and keeping a nice home and hearth.

it’s NOT ok to contact this poster with services or other commercial interests
PostingID: 432279810

The Response:

Dear Pers-431649184:

I read your posting with great interest and have thought meaningfully about your dilemma. I offer the following analysis of your predicament. Firstly, I’m not wasting your time, I qualify as a guy who fits your bill; that is I make more than $500K per year. That said here’s how I see it.

Your offer, from the prospective of a guy like me, is plain and simple a crappy business deal. Here’s why. Cutting through all the B.S., what you suggest is a simple trade: you bring your looks to the party and I bring my money. Fine, simple. But here’s the rub, your looks will fade and my money will likely continue into perpetuity…in fact, it is very likely that my income increases but it is an absolute certainty that you won’t be getting any more beautiful!

So, in economic terms you are a depreciating asset and I am an earning asset. Not only are you a depreciating asset, your depreciation accelerates! Let me explain, you’re 25 now and will likely stay pretty hot for the next 5 years, but less so each year. Then the fade begins in earnest. By 35 stick a fork in you!

So in Wall Street terms, we would call you a trading position, not a buy and hold…hence the rub…marriage. It doesn’t make good business sense to “buy you” (which is what you’re asking) so I’d rather lease. In case you think I’m being cruel, I would say the following. If my money were to go away, so would you, so when your beauty fades I need an out. It’s as simple as that. So a deal that makes sense is dating, not marriage.

Separately, I was taught early in my career about efficient markets. So, I wonder why a girl as “articulate, classy and spectacularly beautiful” as you has been unable to find your sugar daddy. I find it hard to believe that if you are as gorgeous as you say you are that the $500K hasn’t found you, if not only for a tryout.

By the way, you could always find a way to make your own money and then we wouldn’t need to have this difficult conversation.

With all that said, I must say you’re going about it the right way. Classic “pump and dump.” I hope this is helpful, and if you want to enter into some sort of lease, let me know.

Posted by Lori at 10:20 PM